Rebecca Francis Lehigh Valley realtor? Founded in the 1700’s by Moravians, the “Christmas City” is known for its big colonial and industrial history. It’s experiencing a cultural and economic renaissance ongoing with cool farm markets and brunch spots, wineries and chocolate shops, romantic date nights that have dinner and a show, or a reservation at 2021’s #1 Historic Hotel of America, The Hotel Bethlehem. Sports venues, concert halls, museums, chic restaurants, ski resorts, and even a hidden ivy league university considered the best in research in the nation. Find extra information at check out the article. Ranked in the top 1% of Berkshire Hathaway agents nationwide, Rebecca L. Decker Francis and her team specialize in the Lehigh Valley luxury home market. Mixing their professional marketing expertise, business acumen and extensive relations both locally and abroad, Rebecca and her team can help buyers and sellers alike achieve their goals. Whether buying or selling a fine home, their access to the latest technologies and market research, along with their ability to network with other top luxury agents will benefit clients and enhance their buying or selling experience.

Develop A Mortgage Shopping Cart. One of the biggest decisions to make before putting a contract on a home is how to finance the purchase. Lenders aggressively compete for your mortgage business in a variety of ways. Today, you can apply for a loan over the Internet or even use a mortgage broker to shop for your loan with hundreds of lenders. When choosing a lender, compare fixed rates to fixed rates, not fixed rates to ARM’s, etc. Create a chart that lists different types of loans, fees, and at least five mortgage providers (including a mortgage broker).

You might hear the word “budget” and cringe a little, but you shouldn’t. Budgeting is not hard, and it doesn’t mean you have to stop doing things you enjoy. Budgeting is simply creating a plan for your money so you have a better idea of where it’s going every month. A popular and effective way to budget is with the 50/30/20 rule. How it works is 50% of your income goes towards the necessities (bills, food, housing, etc.), 20% of your income goes towards savings and the remaining 30% you can use for whatever you please. This is a nice and easy way to break down your paycheck, but you might need to adjust it a bit to fit your lifestyle. Mortgage: This one’s a tricky one, but mortgages are generally considered good debt. They are usually long-term loans with low interest rates, so you’ll still have money freed up for investments and such. The interest from mortgages is also tax deductible, so that’s a bonus. In the end, it’s up to you to decide whether purchasing a home is the right move, as the value of a house will not always rise as some people think. You’ll also have to add in the expenses of property tax, utilities, and home insurance.

If you’re going to buy a house it makes a lot of sense to make sure that rush hour traffic isn’t unbearable. The last thing you want is to buy a home and find out that you’re going to be sitting in heavy traffic every day. Time is more valuable than money, you don’t want to spend your time in traffic – I know I don’t. You want to spend your time doing more important things like spending time with your family. We always recommend our buyers check out the commute to and work on different days just to make sure it’s something they are comfortable with.

When you’re planning your visit to Lehigh Valley, take advantage of a wide variety of accommodations ready to suit your needs. Choose from nationally-recognized brands in easily accessible locations, full-service resorts, or quaint bed & breakfasts offering a relaxing escape. Explore all that Lehigh Valley has to offer. If there was ever a place to lift your spirits in the most unexpected ways, this is it. The Easton Farmers’ Market is the oldest continuously operating open-air market in the country. On Saturdays through the warmer months, you can shop from dozens of vendors in the city’s Centre Square.

Yes, if you’re prepping to buy a home in 2022, expect to be shocked, and not in a good way. At this point in the cycle, home prices have eclipsed old all-time highs in many parts of the country. And even if they haven’t yet, there’s a good chance you’ll be paying more than the Zestimate or Redfin Estimate for the property in question due to limited inventory and strong home buyer demand. The bad news for renters is home prices are expected to rise another 10% this year, so things are just getting more and more expensive. In short, expect to shell out a lot of dough if you want a home in 2022, and that could often mean paying over asking price, even if the original list price seems high. See even more details on https://rebeccafrancisteam.foxroach.com/.