Sba commercial real estate loan providers today? At Aspen Commercial Lending, we help businesses grow and succeed. That is why we offer franchise financing, so you can keep up with the competition in your industry and excel in the marketplace with the right funding to back your business ventures. Whether you need money for commercial property, refinancing, construction costs, acquisitions or equipment, this loan has you covered. That way, you can focus on building your business and becoming a competitive driving force in your industry.

Adjusted Net Asset Method. An asset-based valuation is very straightforward as long as your balance sheet is in order. All you have to do is add up the value of your business’s assets and subtract the liabilities to get a starting value. This method is best for companies that don’t have a lot of earnings or is losing money. Capitalization of Cash Flow Method. To calculate your business value using this method, you will divide the cash flow from a specific period by the capitalization rate. The capitalization rate of a business is the expected rate of return, which is the rate of return a buyer can expect to earn if they purchase a company. This method is best for valuing mature and stable businesses unlikely to see big swings in the cash flow.

The first stop for anyone looking to finance a commercial property is generally a conventional mortgage from lenders like banks or credit unions. These loans work a bit differently from residential mortgages in that they usually have shorter term lengths. One of the advantages is that conventional mortgages, once secured, often have better interest rates than other types of financing. Additionally, you’ll need to qualify, meaning your company should have excellent credit, several years in business, and proof of income. Be prepared to put in at least a 10% down payment if you go this route. It’s also important to be aware that mortgage lenders typically base their loan on the value of the property, so you’ll have to get a professional assessment of your intended property done in order to lock in the best possible rates. Find even more info on Small Business Lines of Credit.

At Aspen Commercial Lending, we strive to provide businesses with financing designed to meet their unique needs and to fit within their budgets. Though every company’s needs are different, one loan small businesses routinely benefit from is the small business loan. For help with the application process, and to increase your odds of getting approved, contact our commercial lending team today. The SBA loan may be for small businesses, but that doesn’t mean it offers limited capital. Because of our position as a Preferred Financial Services Company, we can comfortably grant loans of up to $5 million with competitive rates and flexible terms. For both the 7a and 504 programs, our rates are fixed and variable. We offer terms of up to 25 years with full amortization and do not charge prepayment penalties.

Whether you have an owner-occupied or an investment property, there is a real estate loan to suit your needs. Our loans cover a wide range of properties including storage units, hospitals and healthcare centers, rental housing and even construction properties around the world. Among Aspen Commercial Lending’s portfolio of products are these commercial real estate financing options: Conventional loans; SBA 504 and 7a funding; Bridge financing; Construction monies; International funding; Mezzanine and equity loans; FHA and HUD loans; Commercial mortgage backed security funding. Our experts can help you determine which financing option best suits your commercial property needs and tell you more about the specific details and benefits of each loan. All you have to do is give us a call at your earliest convenience. Your company deserves a loan that helps you reach your full potential as a business in terms of commercial property. Contact Aspen Commercial Lending today to get started on your application for commercial real estate financing. Our experts can help you choose the right loan and secure your property financing. Discover additional details on https://aspencommerciallending.com/.